Personal Accident and Health Insurance in Germany and Opportunity Assessment 2020
Synopsis
Timetric’s 'Personal Accident and Health Insurance in Germany, Key Trends and Opportunities to 2020' report provides detailed analysis of the trends, drivers, challenges in the German personal accident and health insurance segment.
Timetric’s 'Personal Accident and Health Insurance in Germany, Key Trends and Opportunities to 2020' report provides detailed analysis of the trends, drivers, challenges in the German personal accident and health insurance segment.
It provides key performance indicators such as written premium,
incurred loss, loss ratio, commissions and expenses, combined ratio, total
assets, total investment income and retentions during the review period
(2011–2015) and forecast period (2015–2020).
The report also analyzes distribution channels operating in
the segment, gives a comprehensive overview of the German economy and
demographics, and provides detailed information on the competitive landscape in
the country.
The report brings together Timetric’s research, modeling and
analysis expertise, giving insurers access to information on segment dynamics
and competitive advantages, and profiles of insurers operating in the country.
The report also includes details of insurance regulations, and recent changes
in the regulatory structure.
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Summary
Timetric’s 'Personal Accident and Health Insurance in Germany, Key Trends and Opportunities to 2020' report provides in-depth market analysis, information and insights into the German personal accident and health insurance segment, including:
Timetric’s 'Personal Accident and Health Insurance in Germany, Key Trends and Opportunities to 2020' report provides in-depth market analysis, information and insights into the German personal accident and health insurance segment, including:
• The German personal accident and health insurance segment’s
growth prospects by insurance category
• Key trends, drivers and challenges for the personal
accident and health insurance segment
• A comprehensive overview of the German economy and
demographics
• The various distribution channels in the German personal
accident and health insurance segment
• Details of the competitive landscape in the personal
accident and health insurance segment in Germany
• Details of regulatory policy applicable to the German
insurance industry
Scope
This report provides a comprehensive analysis of the personal accident and health insurance segment in Germany:
This report provides a comprehensive analysis of the personal accident and health insurance segment in Germany:
• It provides historical values for the German personal
accident and health insurance segment for the report’s 2011–2015 review period,
and projected figures for the 2015–2020 forecast period.
• It offers a detailed analysis of the key categories in the
German personal accident and health insurance segment, and market forecasts to
2020.
• It profiles the top personal accident and health insurance
companies in Germany, and outlines the key regulations affecting them.
Reasons To
Buy
• Make strategic business decisions using in-depth historic and forecast market data related to the German personal accident and health insurance segment, and each category within it.
• Make strategic business decisions using in-depth historic and forecast market data related to the German personal accident and health insurance segment, and each category within it.
• Understand the demand-side dynamics, key market trends and
growth opportunities in the German personal accident and health insurance
segment.
• Assess the competitive dynamics in the personal accident
and health insurance segment.
• Identify growth opportunities and market dynamics in key
product categories.
• Gain insights into key regulations governing the German
insurance industry, and their impact on companies and the industry's future.
Key
Highlights
• In April 2017, Munich Higher Regional Court stipulated provisions for aggregators to improve online insurance distribution activities. Aggregators are required to provide complete information to website users before completing an insurance contract online.
• In April 2017, Munich Higher Regional Court stipulated provisions for aggregators to improve online insurance distribution activities. Aggregators are required to provide complete information to website users before completing an insurance contract online.
• On March 10, 2017, BaFin, the German financial regulatory
authority, published a guidance notice on the authorization of joint-stock
companies providing health insurance. The guidelines stipulated provisions regarding
the documents and information required by BaFin for authorization of businesses
providing health insurance.
• Effective from 2017, the contribution rate for long-term
care insurance increased by 0.2 percentage points to 2.55%, or 2.8% for those
without children.
• In 2017, the nursing care system was amended, and the need
for long-term care is now based on the extent to which an insured’s abilities
are impaired.
Table of Contents
1 Key Facts and Highlights
2 Executive Summary
3 Economy and Demographics
4 Segment Outlook
4.1 Regional Comparison
4.2 Segment Indicators
4.2.1 Gross written premium and penetration
4.2.2 Policies sold
4.2.3 Profitability
4.2.4 Assets and investments
5 Outlook by Category
5.1 Personal Accident Insurance
5.1.1 Premium
5.1.2 Policies
5.2 Health Insurance
1 Key Facts and Highlights
2 Executive Summary
3 Economy and Demographics
4 Segment Outlook
4.1 Regional Comparison
4.2 Segment Indicators
4.2.1 Gross written premium and penetration
4.2.2 Policies sold
4.2.3 Profitability
4.2.4 Assets and investments
5 Outlook by Category
5.1 Personal Accident Insurance
5.1.1 Premium
5.1.2 Policies
5.2 Health Insurance
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